I'd removed mortgage from inside the IDBI bank. I found myself requiring Mortgage 90% of agreement value. I experienced demonstrably said so it on person that is approaching my personal circumstances. I'd demonstrably said your, if the and just in the event that IDBI offers myself ninety% mortgage after that only want to make an application for the loan otherwise usually do not begin the brand new operating until this is certainly affirmed. I found myself hoping of the IDBI individual Manish Joshi that i becomes ninety% mortgage of one's agreement value and also the cheque from amt 5618/- INR try taken from me personally. IDBI got many days in order to techniques my personal financing. In the end I had the mortgage sanction letter throughout the bank into the that they given simply 80% financing of worth of. From the mean time it transferred my personal cheque and you will level of 5618/- was debited away from membership. When i asked Mr. Manish as to why I'm offered 80% mortgage he was not even conscious of the fact that We are provided 80% mortgage. I reminded him that he was not designed to procedure my loan if the lender doesn't provide me 90% financing. He then called their elderly toward mobile phone plus it are finished Manish had no tip regarding percentage the borrowed funds try approved from the lender. The guy along with conformed you to definitely an incorrect suggestions is wanted to myself and it entirely his error. He in hopes me that he commonly refund my personal money since it was his error. After which left my personal work environment. Today while i named your now, he states whichever I do want to would I'm able to perform. But he'll not refund my money. He recommended myself basically want to document an authorities criticism I may proceed. He doesn't care. One thing I have complete wise would be the fact, We have taken his sign on the letter that he had given myself wrong information and he and/or bank is liable to refund my personal currency.