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7. Boost people errors on your own credit file
To access the best mortgage deals it is important to have a a good credit score rating. You can check your credit score for free with one of the main three credit reference agencies in the UK: Experian, Equifax and TransUnion. You can use your report to identify areas that you need to improve.
There are numerous things to do to improve your score, plus ensuring that all your valuable bills try paid back on time and you may lowering your bills.
Read our ultimate guide to replace your credit rating for the full lowdown. We've also put together a 12-month plan to a better credit score, which breaks it down into easy-to-follow steps.
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Before you make a mortgage application, make sure you are on the electoral register as this can improve your credit score by around 50 factors. It also allows lenders to check that you are who you say you are and make sure the details on your application are accurate.
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