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Specific criteria must be came across so you're able to qualify for HARP. Whenever you are there can be extra standards imposed by the mortgage servicer, the government requirements are as follows:
- The mortgage must be had or secured from the Freddie Mac or Federal national mortgage association. Of several residents is actually clueless one their mortgages is actually associated with that of these groups, given that neither Freddie Mac nor Federal national mortgage association sale actually on the societal.
- The borrowed https://paydayloansconnecticut.com/blue-hills/ funds need become acquired by the Freddie Mac otherwise Fannie Mae into otherwise ahead of .
- The citizen should not features a past HARP refinance of your own financial, unless of course it is a federal national mortgage association loan that was refinanced significantly less than HARP during the .
- The brand new citizen must be current to their mortgage payments, without (30-day) later payments over the past 6 months without more one later percentage during the last a year.
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